We all need to save for our future needs. This may include saving for a short term need such as a holiday, car, wedding or a rainy day or you may wish to invest your money for a longer period of time to gain the best potential return to pay a deposit on a house or to fund your children’s education.
Whatever the reason, you can save for your future needs through:
- Regular saving plans;
- Lump sum investments; or
- A combination of both.
At Brennan Pension & Investments we recognise that the first step in any savings or investment plan is to identify 4 important factors:
1. What is your attitude to risk?
2. What level of return do you expect?
3. How much are you willing to save/invest?
4. How long can you save/invest for?
Once you have answered these crucial questions we will build a savings & investment strategy tailored to meet these needs.
There are many investment options available offering varying levels of risk and return. In general the longer the investment term, the greater the potential return will be. All investment options fall into five main categories each with its own levels of risk and return:
- Cash
- Bonds
- Property
- Shares
- Commodities and alternative asset investments
Potential Return
We will work with you to develop a diversified portfolio that best matches your level of risk and return. As we are fully independent we only choose the best fund options in each investment asset class that are suitable to your individual saving needs and circumstances.
Please note: Your needs will change depending on what stage of life you are at, therefore it is extremely important to review your saving & investment needs on a regular basis with an independent financial adviser. Call us today on 01 639 5536 or email info@brennanpi.ie
